Choose cover type
Select the health protection solution that fits your situation.
Individual
Designed for one person with core outpatient and emergency cover.
Family
Cover for you plus up to 4 dependants in one plan.
Corporate / Group
Health cover for 5+ staff with company-sponsored benefits.
What's your budget?
Your annual budget for health cover. We'll only recommend plans you
can actually afford.
Under ₦50k/yr
≈ ₦4,200/month
Entry cover — GP visits, pharmacy, emergencies.
₦50k – ₦150k/yr
≈ ₦4,200 – ₦12,500/month
The sweet spot — surgery & specialist cover open up.
₦150k – ₦300k/yr
≈ ₦12,500 – ₦25,000/month
Comprehensive — dental, optical & maternity.
Over ₦300k/yr
≈ ₦25,000+/month
Premium — chronic care & the widest networks.
Most Nigerians are covered well within ₦50k–₦150k. Selected plans let
you pay monthly.
What matters most?
Pick what you'd want your plan to definitely cover. We'll prioritise
plans that include it.
🔬 Surgery
🤰 Maternity
🦷 Dental
👓 Optical
💊 Chronic conditions
🚑 Emergency care
Not sure? Just continue — we'll recommend the best value within your
budget.
Tell us who is covered
We need a few details to tailor your health plan.
Enter your name
Your matches
Ranked by your budget and needs. Tap a plan to select it.
Every option across 10 HMOs
Tap a provider to see all their tiers with prices.
Primary hospital
Pick a hospital for your main care provider.
Full network will be shared via WhatsApp once your plan is ready.
Review & submit
Confirm the selected plan and pay securely.
Health plan summary
CoverIndividual
Name—
PlanBronze
InsurerAIICO
Primary hospitalLagos University Teaching Hospital
Annual premium₦45,000
✅
Health cover enrolled
Your HMO plan is confirmed. We will send your membership cards within 5 working days.
Enrollment details
Policy numberCOV-HMO-00000
TierBronze
StatusEnrolment confirmed