ABOUT COVA

We are simplifying insurance for every Nigerian.

Cova is an independent insurance broker on a mission to make buying insurance easy, comparing policies transparent, and managing claims stress-free through WhatsApp.

A confident Black professional representing the Cova team
6
NAICOM-licensed insurers
22+
Insurance products
72hr
Claims SLA
100%
Independent & unbiased

Insurance built around the claim.

For too long, insurance has been complicated to buy and impossible to claim. We're changing that. We compare the best insurers, so you don't have to, and we stand by your side when things go wrong.

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Independent & Unbiased
We work for you, not the insurer. We recommend what fits your needs best.
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Tech-Enabled
Buy online in minutes and manage everything through WhatsApp.
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Licensed Experts
Fully licensed by NAICOM to provide professional brokering services.
A confident Black woman professional

Built by Nigerians, for Nigerians.

Cova was born from a simple frustration: buying insurance in Nigeria was confusing, claims were a nightmare, and nobody was on your side. We set out to change that.

As an independent broker licensed by NAICOM, we compare policies from 6 of Nigeria's leading insurers to find the one that genuinely fits you — whether that's protecting your phone, your family, or your business.

And when you need to claim, you don't fill out forms or visit an office. You send a WhatsApp message to a named handler who fights your corner from first report to settlement. That's the Cova way.

Individual and family cover

Life, health, motor, travel, property and device protection.

Get personal cover

Business and SME cover

Fleet, group health, fire, liability and workplace protection.

Get business cover